1.A Regional Signal is one that has a limited geographical range. If a Norwegian, a Korean and a Masai were marooned together on a desert island, they would easily be able to communicate their basic moods and intentions to one another by their actions. All humanity shares a large repertoire of common movements, expressions, and postures. But there would also be misunderstandings. Each man would have acquired from his own culture a special set of Regional Signals that would be meaningless to the others. If the Norwegian were shipwrecked instead with a Swede and a Dane, he would find his task much easier, because their closer origins would mean a greater share of these regional gestures, since localized actions, like many words, do not follow precisely the present-day national boundaries. This comparison of gestures with words is significant because it reveals immediately our state of ignorance as regards gestural geography. We already know a great deal about linguistic maps, but we know far too little about Gesture Maps. Ask a linguist to describe the distribution of any language you like to name and he will be able to provide accurate, detailed information for you. Take any word, and he will be able to demonstrate its spread from country to country. He can even present you with local dialect maps for some parts of the world and show you, like Professor Higgins in Pygmalion, how slang expressions are limited to certain small areas of big cities. But ask anyone for a world-wide gesture atlas, and you will be disappointed.

2.The exploitation of the natural resources of the environment constitutes the productive system of any people, and the organization of this system in primitive society differs in several important respects from our own. The first point which must be mentioned is the character of work. As we have said, most economic effort in primitive society is devoted to the production of food. The activities involved in this have, quite apart from the stimulus of real or potential hunger, a spontaneous interest lacking in the ordinary work of an office or factory in contemporary civilization. This will become clear when we reflect that most of the food-getting activities of primitive peoples, such as fishing, hunting, and gardening, are recreations among ourselves. It does not follow that primitive man takes an undiluted pleasure in such activities much of the labor connected with them is heavy, monotonous or hazardous. But they do possess an inherent interest lacking in most of the economic labor in modern civilization, and much the same applies to primitive technology, in which the craftsman himself creates an artifact, rather than being merely a human cog in the machinery of production. The spontaneous interest of work under primitive conditions is reinforced by a number of social values attached to it. Skill and industry are honored and laziness condemned, a principle exemplified in the folk songs and proverbs of the Maori. From childhood onwards the virtues of industry are extolled, as in the term ihu puku, literally ‘dirty nose’, applied as a compliment to an industrious man because it implies that he is continually occupied in cultivation with his face to the ground; on the other hand, the twin vices of greed and laziness are condemned in the saying: ‘Deep throat, shallow muscles’. Such social evaluations as these give pride in successful and energetic work and stimulate potential laggards to play their part in the productive effort.

3.Miners saw the dust settle at long last in 2016, after a pulverizing downturn ground the industry to a virtual halt. Today, after years of pulling back on investment, exploration and human resources, the world’s largest mining companies are ready to move ahead. They have cut debt, strengthened balance sheets and taken necessary impairments. In the process, these players have found themselves in step with an awakening global demand for most commodities, and they have watched their credit ratings rise and valuations grow. This year will be all about assessing options and making the right corporate decisions to sustain the market optimism that these events have unleashed.

4.Education is universally recognised as a pillar for both economic and social growth in any society. Government spending on education in Australia reflects our priority of investing in the future of this country, allowing for economic advancement as well as productivity and social wellbeing for the individual and society as a whole. Given the importance of education in social and economic advancement, the student learning environment has become increasingly significant. In an age where teaching practice and technology have changed and developed faster than ever before, the question of whether or not our learning environments are supporting or hindering our educational processes has never been more pertinent. While there have been changes to learning outcomes through updates to the syllabuses, technology has been driving more significant changes at a high rate.

5.Toronto’s economy remains healthy and growing, with construction, transportation, warehousing, retail, wholesale, and manufacturing all contributing to this growth. According to the Conference Board of Canada, Toronto’s construction sector growth achieved a 14-year high thanks to a 46 percent rise in housing starts—most of those multifamily units—with GDP forecast to remain steady at 2.6 percent in 2016 and 2017.
Optimism is the predominant attitude regarding the Toronto real estate market, though it is tempered by a measure of caution. The residential market generally remains strong, with solid sales volumes and rising prices, buoyed by a strong local economy, steady immigration, and low-interest rates. Few if any foresee the situation reversing anytime soon, barring an unexpected hike in interest rates, an economic shock, or a sharp drop in immigration. The lack of supply of available land is seen as a key factor contributing to the market’s rapidly rising house prices. Due to the high cost of moving, more homeowners are choosing to stay put and invest in renovations; one interviewee remarked that there have been record numbers of requests for permits to renovate existing homes. With no real factors reducing demand, developers and builders will continue to face supply-side issues. Many respondents believe that government land use policies are a factor holding back supply. Some developers are also holding back on releasing new projects until all costs are fixed and to shorten the gap between sales and delivery; this will put more pressure on supply in the near future.

6.The last decade’s doubling of capital expenditures has helped accomplish some critical upgrades to the US electric and natural gas infrastructure. It is already beginning to make the electric grid more reliable, resilient, flexible, and clean. Similarly, gas infrastructure investment is enhancing pipeline safety, bringing new shale supplies to market and sharply reducing natural gas and electricity commodity prices for customers. In several areas of investment, like grid modernization and upgrading the gas distribution system, there is still a long way to go and substantial additional investment will be needed over many years. But most of these investments will bring future benefits by enabling the flexible grid of the future, and helping to avoid costly and potentially tragic disasters such as long-term, large-scale electricity outages or gas system explosions.
So far, these investments have been partially offset by lower fuel costs enabled by the shale revolution and the general downturn in oil and gas prices. Most utility customers have not seen sharp increases in their bills, but that could change. Factors such as rising natural gas prices could increase customer bills and make state utility commissions less amenable to rate hikes to cover capital investment programs.

7.Australia’s food system has grown and evolved over hundreds of years. It is a system that’s served Australians well and underpinned much of our economic prosperity. But it’s a system at risk. And nowhere is the threat larger or more real than in the domain of food fraud. This is at a time when Australia should be laying the foundations for a food economy that can achieve even higher value in the minds and stomachs of the growing Asian middle-class consumer. We want to help Australian food to deliver on its promises in a way that survives beyond our borders and as close to the end consumption of the product as possible. Whatever the promise of the food is, be it organic Angus beef from the Hunter Valley, or native jarrah honey from Albany – we want to help Australian food producers deliver on and capture the value of its promise.

8.Digital technology has the potential to change economies and societies dramatically, but engagement is critical to reap the benefits that technology offers. Governments, businesses, and individuals need to actively participate in the digital world, and this happens to varying degrees globally. There are many indices which measure different aspects of digital engagement; however, given the vast number of factors that comprise engagement, there is no widely agreed upon definition or global ranking. Two of the most comprehensive indices are:

• The World Economic Forum’s Networked Readiness Index (NRI), which measures the performance of 139 economies in leveraging information and communications technologies (ICT) to boost competitiveness, innovation, and well-being

• The United Nations’ ITU Development Index, which is based on access, use, and skills sub-indices in relation to ICT

9. Never has there been the slightest whisper of doubt, the slightest want of faith, in the chief God of America — unlimited belief in the future of America. The faith of Americans in their own country is religious, if not in its intensity, at any rate in its almost absolute and universal authority. It pervades the air we breathe.
The Land of Democracy has always appealed to its more enthusiastic children chiefly as a land of wonderful and more than national possibilities. Neither race nor tradition, nor the actual past, binds the American to his countrymen, but rather the future which together they are building. 
When, however, Americans talk of their country as the Land of Promise, a question may well be raised as to precisely what they mean. They mean, of course, in general, that the future will have something better in store for them individually and collectively than has the past or the present; but a very superficial analysis of this meaning discloses certain ambiguities. How is this Promise to be fulfilled? Will it fulfil itself, or does it imply certain responsibilities? If so, what responsibilities?

10. Until the middle of the nineteenth-century art had been regarded as a luxury for the rich dilettante; people heard little of it, and thought less. There was a popular belief that beautiful things were expensive. There never was a more erroneous idea. The diligent polish in order to secure nice plain surfaces, or the neat fitting of parts together, is infinitely more difficult than adding a florid casting to conceal clumsy workmanship. The mere fact that a piece of work is decorated does not show that it has cost any more in time and execution than if it were plain — frequently many hours have been saved by the device of covering up defects with cheap ornament.
A craft may easily be practiced without art, and still serve its purpose; the alliance of the two is a means of giving pleasure as well as serving utility. People suppose that because a design is artistic, its technical rendering is any the less important, but they are mistaken. Frequently curious articles are palmed off on us, and designated as “Arts and Crafts” ornaments, in which neither art nor craft plays its full share. Art does not consist only in original, unusual, or unfamiliar designs; the best art is that which produces designs of grace and appropriateness, whether they are strikingly new or not.
A medieval artist was usually a craftsman as well. He was not content with furnishing designs alone, and then handing them over to men whose hands were trained to their execution. He took his own designs and carried them out. The result was a harmony of intention and execution which is often lacking when two men of differing tastes produce one object.

11.The rapid growth of the fintech sector was largely a response to accelerating technology and changing customer preferences in financial services (FS). New technologies gave small, agile firms the ability to deliver innovative new financial products and services to clients and institutions. These entrants have largely avoided traditional regulatory classification as they blurred the lines between finance and technology– “fintech”—and began to move into traditional FS activities, filling gaps left by traditional financial institutions (FIs).
While fintech challenged the traditional models of regulation, the 2008 financial crisis created a widespread push for regulatory reform across the FS industry. The threat of collapse of many established financial institutions caused regulators to focus on re-stabilizing the financial system, which they did by imposing new regulations such as requirements for higher capital ratios. As a result, regulation in FS worldwide has become increasingly tight, complex, and difficult to adhere to. Some particular pain points for FIs trying to remain compliant include:
A. Data requirements Regulators require FIs to collect ever more granular customer data, increasing the complexity of onboarding requirements and the burden of data storage.
B. Overlapping regulatory requirements Disparate regulation applied in different jurisdictions creates huge regulatory overlap for entities that operate across borders, forcing them to adhere to multiple discrete sets of regulatory requirements.
C.Outcome-based regulation Regulations are outcome-based rather than process-based, putting the onus on individual FIs to determine how to adhere and creating layers of complex and unique regulatory processes.

12.Under the present system of mass education by classes, too much stress is laid on teaching and too little on active learning. The child is not encouraged to discover on his own powers, thus losing intellectual independence and all capacity to judge for himself. The over-taught child is the advertising-believing propaganda–swallowing, demagogue–led man. Moreover, lessons in class leave him mainly unoccupied. He has to be coerced into learning what does not interest him and the information acquired mechanically is rapidly forgotten. Quite naturally, lessons in class keep him only superficially preoccupied, keeping the mind largely unoccupied of ideas. A strict external discipline becomes necessary unless there is to be chaos and pandemonium. The child learns to obey, not to control himself. He loses moral as well as intellectual independence.
Such are the main defects in the current system of mass education. Many others could be mentioned but these are defects of detail. We need a new system of universal education of the same kind as proved itself so successful in the training of detectives and infants, but modified so as to be suitable for older boys and girls. We need a system of individual education.

13.There is an average of around 480,000 passengers that ride in a taxi in NSW every day in NSW (NSW Taxi Council). There are limited empirical data available on the reasons for, and characteristics of those, using taxi services. Business commuters and tourists are thought to be those most likely to account for a large proportion of rides during the day, while taxi usage spikes on Friday and Saturday nights where other transport options are limited. In addition to these main user groups, however, taxi services are utilised by a large cross section of the community. In particular, taxis provide a vital service for communities and specific groups where alternative public transport options are limited or non-existent. For example, taxis service a wide range of special transport needs that are not always met by mass transit options (e.g. bus or train) including:

  • people with restricted mobility or wheelchair accessible requirements;
  • hospital/patient transfers;
  • school children with disabilities through the Assisted Schools Travel Program;
  • vision impairment, including those travelling with guide dogs;
  • Veterans and family members covered by the Department of Veteran’s Affairs;
  • The aged and frail

14. One of the major uses for VR in the customer experience journey is the ability to design spaces and experiences for customers virtually, and be able to test, refine and enhance these at a much lower cost and quicker turnaround than testing physical prototypes. Robbie Robertson, a lead partner in the Spatial and Brand Experience team says “In our ever changing world the need to test, immerse and validate our ideas with our customers has become paramount. Using VR and AR we can provide
a mixture of three core elements:

  • Engage: VR is an immersive technology that allows customers to experience a space and place before it is built.
  • Persuade: we can test and train stakeholders in new work practices or process to ensure that they are adopted correctly.
  • Inform: visualising a new idea or concept has always been a challenge for many clients. VR and AR allows us to inform them immediately as to the impact of our designs.”

15.The game of chess is not a game of chance but requires mastery of a complex set of skills that are both art and science. A player needs to be alert, equally aware of the strengths and weaknesses of his own position and that of his opponent. A plan is needed, most assuredly. The number of possible games that can develop, however, exceeds the number of atoms in the universe. Hence, flexibility within the plan is critical. Each move has a short-term impact and is also a step in positioning for a victorious endgame.
Like chess, the real estate playing field requires an artful mix of skills, tactics, and strategies. A chessboard is limited to just 64 squares and is two-dimensional. Real estate’s domain covers a lot more space, and requires thinking across economic, social, political, and technological dimensions Beginners may often extend themselves swiftly and aggressively into the fray, seeking quick advantage but overlooking the impact of countermeasures that are obvious to more experienced players. Strategic thinkers see beyond the “next move” and anticipate the development of a series of moves that, taken together, create a more powerful control of the board.

16. The economy of the largest city in Louisiana continues to be bifurcated. On one hand, tourism is driving employment in the leisure and hospitality sector, and health care is adding jobs as more Louisiana residents qualify for care under the Medicaid expansion. On the other hand, the New Orleans energy and shipping industries have been shedding jobs due to falling energy prices and a glut in global energy supply.
New Orleans is one of the five markets in the survey where total employment has yet to return to pre–Great Recession peak levels. Projected growth in 2017 will not help remedy that condition. Job growth in 2017 is expected to remain in the services and leisure and hospitality sectors. Job losses in the energy sector should slow, but recovery may be hindered by Louisiana’s higher average production costs. Shipping will struggle as the strong U.S. dollar affects exports, but it may get a boost from a rise in the demand for imported goods by U.S. consumers. Development activity has been limited to projects that meet the needs of the local population. Examples include medical office, select retail, and multifamily.